Umbrella Summer

Annie Richards knows there are a million things to look out for—bicycle accidents, food poisoning, chicken pox, smallpox, typhoid fever, runaway zoo animals, and poison oak. That's why being careful is so important, even if it does mean giving up some of her favorite things, like bike races with her best friend, Rebecca, and hot dogs on the Fourth of July. Everyone keeps telling Annie not to worry so much, that she's just fine. But they thought her brother, Jared, was just fine too, and Jared…